ive checked with nationwide/aviva the account costs £18 a month and if your fit and healthy the policy is included. i had to fill out a questionaire and because of conditions i would have to pay an additional £250.00.
but thats for worldwide annual cover including cruise cover. the cheapest worldwide quote ive had so far is £600. so the nationwide is £100 cheaper. i will keep looking and comparing my current policy runs till oct 19th and i dont go away until the 26th so theres no rush. i may get european cover from oct as my next 2 holidays are european at the moment. but i fancied another look at the carribean when i retire hopefully before xmas. and book something for the summer.