Why not have a 3 Tier motability scheme

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  • #86861
    Donkey Oatie

      Tier 1 cars with no AP and monthly payments less than or equal to full allowance

      Tier 2 Cars with an AP and a value cap … basically the system as it is at the moment

      Tier 3 Cars with a value over the cap/BHP limit etc but instead of an AP there would be a premium payment either monthly or at the start. When the car is valued at the end of the term the percentage of the Premium that is reflected in the higher resale value is refunded or held as equity for the next car.

      That way we can all have access to all the cars but we have to take a share of the costs or risks in a high value motor.

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    • #86868
      joss
      Moderator

        That’s an interesting idea DQ, for those that can afford that Tier 3 option.

        When the car is valued at the end of the term the percentage of the Premium that is reflected in the higher resale value is refunded or held as equity for the next car. This is very much like my daughters Business car lease.

        Joss
        Current car: BMW X2 sDrive 20i M Sport 5dr Step Auto In metallic Portimão Blue. 04:10:2025
        Previous car:Peugeot 308 GT Premium 1.2 Pure tech Petrol.

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