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.
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as you know i was made redundant effective 31st aug so duly registered for unemployment on the 1st september. because i am 66 tommorrow i dont get anything after that as i qualify for oap although i dont get the first payment until 17th oct.
yesterday i got a text report to stavely job centre for initial assesment on 10th october. surely they could make a decision as to what if anything i am entitled to for 3 weeks 3 days without the rigmarole.
i suspect my army pension will prevent me qualifying for anything anyway lol.
mind i suppose i didnt expect anything else really lol.
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Having been redundant 3 times, and then being forced into an early retirement through ill health, I think I know how you must be feeling.
Help and a sympathetic ear do sometimes appear to be non existent, Government Departments , jobsworths etc pile on the agony, but there is always light at the end of the tunnel, and I have been happily retired now for 16 years , and those people are long forgotten .
Good luck, and don’t let them get you down!
They want you to jump through a few more hoops @mitch just because they can…
Joss
Current car: BMW X2 sDrive 20i M Sport 5dr Step Auto In metallic Portimão Blue. 04:10:2025
Previous car:Peugeot 308 GT Premium 1.2 Pure tech Petrol.Don’t give the jobsworths the satifaction of saying no or give you pittance becasuse of you army pension.Omwards and upwards, as Mike 700 says, they will soon be forgotten.
ive done a couple of online assessments basically i will get nowt, one says i maybe entitled to council tax reduction but i doubt even that lol. but will still have to as you say jump through the hoops.
I had dealings with the DSS (or whatever it’s called now) and I can now jump through hoops, whilst moaning about jumping through hoops. I also don’t qualify for any benefits, but I do get my stamp paid. That’s all I ever wanted.
Skoda Enyaq Race Blue
That’s the big draw from claiming, your NI stamp gets paid even if it’s all they give you.
I’ve been contracting for nearly 2 decades, although I’m more medically disabled than employable now, and have been in and out of claiming benefits for all those years. It’s a system that works solely as a ticked box exercise. It’s a very binary system, you either pass that question or you don’t, and that doesn’t flex for some very simple cases. If you effectively retire 6 weeks after becoming redundant, unfortunately the system states you must go through the UC or JSA route until you retire. The fact it may take longer to process is irrelevant to that binary set of controls.
I’ve had to sign on for 9 days because I left a role on Friday having secured a new role after a week’s rest. It took me more time to get and return the paperwork than to actually be out of work.
I'm Autistic, if I say something you find offensive, please let me know, I can guarantee it was unintentional.
I'll try to give my honest opinion but am always open to learning.Mark
I don’t think it’s a lack of common sense or for once the system being vindictive it’s just you’re in a kinda unusual situation and when they built the system so few people would be in your situation that they didn’t think it’d be worth writing a specific policy. In fact they probably never imagined someone would be made redundant on the eve of retirement essentially.
It sucks but it is what it is. I didn’t have to do the whole job centre thing but mine was a managed migration and I was already in the support group so it was all paper.
speaking of common sense my initial assessment for ESA was done on paper they didn’t ask to see me and the nurse wrote. As this is a condition that will not get better I suggest a long award. That was in 2014 they never chased for assessment again which shows at least sometimes it can work.
Good luck with the Universal Credit claim.
I expect with an army pension you’ll be exempt from pension credit too but it’s worth checking these things once your income is settled.
thanks folks, it is appreciated.
the appt on the 1th was broght forwar to the 2nd an as expected the army pension etc means i dont get owt, thats an hour of my life i wont get back lol. the stamp in a sense is irrelevant as i have 49.25 years less the contracte out element of the army pension so what has been set cant increase.
they are going to tax my oap in a weird way to me rather than take br basic rate from the pension they have changed the tax code on my army pension to k65x which from what i gather it effectively adds 650 to my pension figure theoreticall only and then taxes that whole figure as week 1. then my oap is just paidd gross.
so i am going to have to wait till the end of oct to see what that is.
its never easy. still weeks hol on the 26th so can relax a bit.
Without getting too dull, when you have both a private pension(s) and the state pension they’re all taxable but there’s nothing setup to tax the state pension so they effectively add that amount to your other pension and tax it accordingly. Essentially you should be paying the correct amount just with someone other than the DWP dealing with the tax. It’s worth keeping an eye on it for a couple of years, just to make sure they’re getting it right.
I'm Autistic, if I say something you find offensive, please let me know, I can guarantee it was unintentional.
I'll try to give my honest opinion but am always open to learning.Mark
yes its taken a while to work it out as even after 50 years working in accounts ive never come accross this before. found the hmrc calculatoer which is quite good. effectively the k65x means they add £54.92 to my gross pension and calculate the tax due on all of it then deduct that amount of tax from the gross pension so my 926 goes down to 730 whereas previously net it was 909. as you say i will have to watch what they do in april each year as i have an inherited pension from the late wifes work and they use some of my tax code for that. all good fun getting old.
My mum got a “K” tax code after my dad died due to getting a 90% of his Defined benefit Michelin pension. I think the code changed again, but can’t remember what to.
thanks folks, it is appreciated. the appt on the 1th was broght forwar to the 2nd an as expected the army pension etc means i dont get owt, thats an hour of my life i wont get back lol. the stamp in a sense is irrelevant as i have 49.25 years less the contracte out element of the army pension so what has been set cant increase. they are going to tax my oap in a weird way to me rather than take br basic rate from the pension they have changed the tax code on my army pension to k65x which from what i gather it effectively adds 650 to my pension figure theoreticall only and then taxes that whole figure as week 1. then my oap is just paidd gross. so i am going to have to wait till the end of oct to see what that is. its never easy. still weeks hol on the 26th so can relax a bit.
I take it your army pension is AFPS75?
If so, are you sure your pension is not classed as ‘attributable’ and thus should be paid tax-free (in addition to your War Pension)?
In my RBL work, I have come across a few War Pensioners whose AFPS pension was being taxed due to a misunderstanding by HMRC, despite it being classed as ‘attributable’ following medical discharge.
I know mine initially was taxed until I pointed out to HMRC that it was ‘attributable’.
Not that I claim any due to my other income, but attributable AFPS pensions are not counted as income for many means tested benefits (similar to the actual War Pension).
Dave.
@BigDave, i took redundancy in feb 93 so its not a medical pension.
@BigDave, i took redundancy in feb 93 so its not a medical pension.
Ah, no problem.
I just didn’t want you to be missing out on the potential tax-free pension due to HMRC not knowing their own rules on HM Forces pensions.
Dave
yes it confuses everyone few of the online calculators have wpms on them even the job centre i had to explain war pensions to them.
one of the car dealers motability reps when i told him i was wpms he said he thought we were all dead. needless to say i didnt stay long.
hopefully it will all be sorted at the end of the month when the tax code hits eqinity.
nest paid me my contributions etc today so thats another tick in the box. not bad for 3 years just over a grand after the tax man took his share. i wouldnt have been able to save that over 3 years myself so it was worth making the contributions even on a 20 hour contract.plus the employer paid in so pleased.
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