[Anonymous]

Hi, convoluted question, but any info appreciated if anyone has gone through it (sorry) even better…

My 3yr scheme is coming to an end, and at a very quick look, nothing seems remotely as Ideal as my current car.

The new version of the car isn’t available and I have the added ‘hope’ that I may not need Motability in the reasonably near future after multiple operations I hope to return to a more’normal’ lifestyle.. effectively I hope to no longer be Labelled ‘disabled’, and would clearly no longer be eligible for PIP and therefore Motability..

I have requested a price from the Purchase team and this seems ‘reasonable’ for a quote “retail price”.

It represents an A1 price but the vehicle has sub 10k on it so that was always going against my favour for a purchase price, again that said when added to my 3 years payments and Full AP represents a VERY fair and potentially even ‘good deal’, when the payments had obviously included insurance and maintenance and breakdown etc, however little they were used.  But to me its still a huge amount of money to shell out  Because like Many I would never have been able to purchase this car new in any case.

So sorry for the background waffle, but my questions are,

I was told this was a non-negotiable price (is that definitely the case?)

I was informed of the option to extend for 1 year or two, and have followed up to be told that If I was to lose my Pip throughout this extension period I would still have the option to purchase, (obviously regenerated figure) Has anyone been in this situation and can confirm this to be the case? I obviously trust ‘the horse’s mouth’, but when a large amount of money or Risk is involved I want to know what I have been told is definitely the case 🙂

Finally, any pro or con advice gratefully recieved. It is the hope that I will be improving to a point that I will no longer be eligible for PIP and hence Motability, that is a major factor in me not spending a great deal of time and effort exploring any new scheme replacement.

I had not expected to last out the full 3 years of this term realistically but constant setbacks have meant I am still eligible.

Thanks.

 

Topic

[mitch]

essentially i think the answer to pretty much all youve beentold is yes.

as far as i know they dont negotiate onthe price and if you cease to become eligble for the scheme there is a system in place i think it will still apply for when people lose pip.

i am sure people more knowledgable than me will be along in due course.

[Wazza]

The price is fixed. They don’t do finance. The drawback is they ask for top book price and unless things have changed they don’t offer any warranty etc.

From my research the best option is to find which garage has bought the car or which auction it is going through. If you buy it from that garage then by law you are protected if something goes wrong. You can even buy a warranty from the said garage and pay by finance. If through auction you might get the car cheaper. It’s a matter of whether you can find out where the car is going after you return it.

When I returned mine I asked for price just out of curiousity. After returning it I found it advertised at a local franchise dealer at a slightly lower price but with some warranty etc.

[Anonymous]

<p style=”text-align: left;”>Thanks for the input Guys, yes as I say its an A1 price, but comparable with retail.. unfortunately, I’m not able to do the chasing round to dealers and potentially following it to auction to save a little, but a followup call this morning did reveal the end of eligibility protocol and the fact that there would still be a period when a price could be regenerated and purchase still taken, so that has taken the pressure off somewhat, rather than the decision to purchase, required in 5 days for instance…</p>
Still interested in any fors and againsts that people have found if they’ve taken the purchase option or even the lease extension, but then bought?

cheers.

 

 

 

[ChrisK]

I was knocked down from high rate to a none qualifying PIP rate but was 90% certain I would qualify for higher rate PIP after tribunal and so it was and now have HR on a 10 year renewal.

In the uncertain days of losing my tribunal case I bought my Motability car because it had adaption fitted and that was only a few weeks from the end of term and used the £2,000 handshake (do you qualify for this) to subsidise the cost of buying the car.

Your right about the asking price being a take it or leave price but they do run through a few things over the phone before you decide to buy with the likes of being happy with the condition of the car and that you agree to it as ‘sold as seen’.

At the time I was under stress with the tribunal and all that so I became a yes-man on that occasion agreeing with anything they say but the car after 3 years use had a couple of minor things in ware and tare that a private buyer would have you knock a few £’s off the asking price but do wonder if Motability would have knock a few quid off had I said the drivers door seal needed replacing for instance.

Looking at a local VW dealer for the same car, mileage, year and trim level the asking price was much the same (except I had that handshake money) but the dealers price would for sure include a service but as you know you’re Motability car better than anyone else and how its been treated is much better than a £200 service IMO.

On the low mileage, mine had 18,000 from memory on the clock so was what a dealer would could a low mileage offer however I’m not sure if Motability take into consideration the mileage when they price the car but then I could be wrong.

PS your not the only one who can waffle. ?

[BigDave]

ChrisK wrote:

and used the £2,000 handshake (do you qualify for this)

Chris,

The OP stated he:

would clearly no longer be eligible for PIP and therefore Motability..

As he is currently in receipt of PIP, the £2000 ‘handshake’ would not be applicable as it is only available as part of the Transitional Support Package on reassessment from DLA to PIP.

There is no support for people who lose PIP for any reason, other than the ‘return to dealer’ payment of £250 and any pro-rata Advance Payment if applicable (obviously in the Op’s case, as he is extending his contract, he should get the relevant GCB based on the last anniversary of his lease of the vehicle).

Dave

[ChrisK]

@BigDave

Hi Dave, yes sorry I missed that, just not thinking today. ?

[Author]

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