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We’ve finally made a decision and gone for a brand new BYD Dolphin Surf on PCH. TOC of £7,600 over 3 years (10,000 miles p.a.), with 3p per mile over. Thanks to @kezo for the guidance.
During the search, we came across some surprisingly low PCH (not PCP) deals that are significantly cheaper than Motability equivalents:
Citroën e-C3 44kWh Max
Initial: £1,214 | Monthly: £203
TOC over 3 years: £8,319 (excludes insurance & maintenance)Citroën C3 Aircross EV Max / Vauxhall Frontera EV Ultimate (humongous for our needs)
~£15/month more
TOC over 3 years: £8,859 (excludes insurance & maintenance)All three of these (Frontera offered even in much lower QS trim) are available on Motability with £0 AP, but the total allowance cost comes to £12,480 over the same period (including insurance & maintenance).
That’s a difference of about £3,600.
Even allowing for:
Insurance (~£300–£400/year depending on driver)
Tyres and basic maintenance
There still to be a gap of £2,000+ over 3 years.For anyone doing around or under 10,000 miles pa, that’s a substantial difference. If your mileage is lower, the gap could be even wider.
N.B. Out of curiosity I clicked on Jaecoo 7 offers. Adjusting the deposit to MB’s £2,499 for 1.6T Deluxe 5dr 7DCT trim, I have got an offer of £312 pcm for the same 10K miles pa / 3 years. Still cheaper by £1,248 than MB, but here of course insurance may eat into the difference.
So it seems that from July majority of the drivers will be better off outside of MB entirely:
NTS0904 figures for 2024: 71% drive under 9,000 mile pa
NTS0904 figures for 2023: 72% drive under 9,000 mile pa
NTS0904 figures for 2022: 74% drive under 9,000 mile pa
Sent from a mobile device.
Apologies for briefness and spelling mistakes.Motability Skoda Enyaq SportLine 85x April 2024 (unhappy customer - Ombudsman pending)
Motability Mazda CX-60 PHEV July 2023 (unhappy customer - early termination on mechanical grounds)
Motability VW Touran Family Pack May 2019 (happy customer)
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