how things have changed, what to do now?

  • Creator
    Topic
  • #173451
    mitch
    Participant

      apologies in advance if this is a bit rambling.

      as those who have read me before know, i am alone, need an auto and a seat high enough to get in and out comfortably and i currently have a mini countryman coopers auto excl comf/nav etc etc.

      in 12 months i can order for march del.

      this time in 2020 i was spoilt for choice. i have a budget of gcb £600 and a veterans grant of up to £660 if theres an ap.

      as usual the search engine is rubbish i have to include medium cars as if i dont the bmw i3 and the mokka dont show up. so if anyone wants to play along its wpms, auto, med cars,small suv lge suv,max ap £1500,no deisel. which gives 144 options. which equates to 33 differentish cars.

      now a year ago i could have any jeep renegade available today just one the 1.3 night eagle for £589, the 4wd ltd is almost 8k????

      my current car is out of range all i can have is the base cooper s classic. (snobby i know)

      anyway wading through the list i come up with some maybes, i am including electric and phevs etc as my mileage is low and in short journies but too frequent to change to taxi’s. in no order:

      c4 shine 130ss auto £291       hrv elegance £843      bmw i3s suite £843        renegade 1.3 t4 night eagle £589

      kona ultimate £395     puma st-line £241      ds3e rivoli £343      ds3 crossback 130 rivoli £843

      juke teckna £343      ds4 130 bastille+ £1143      chr  1.8 design £1489.     arkana 145 rs line   £1139

      c3 aircross shine+ £191      mokka elite premium £95     mokka e ultimate  £0.

      so the choice reduces by 50% based on looks/size/previous testing.

      the c4, arkana,puma and ds4 i would need to try as never sat in one before. the rest i am pretty sure i can get in and out.

      the juke,bmwi3s,c3 xback/ds3 xback were all on last years short list.

      any opinions? of the manufacturers currently off scheme i cant think offhand of anything i would want, lucky me lol.

      i lie a couple ive seen not in the flesh are the toyota aygo x and the yaris cross if the seating works the pictures ive seen look promising.

      is there anything perhaps due in in the next 12 months worth watching out for??

       

       

    Viewing 25 replies - 1 through 25 (of 31 total)
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      Replies
    • #173454
      mitch
      Participant

        oh also rav 4 2.5 icon cvt £1039 but prob a bit big for me.

         

        #173461
        DBtruth
        Participant

          The mokka e and the kona look like good choices if you can go electric. Big saving on ap compared to the ones at the top end of your budget plus you’d save on fuel over 3 years (maybe another £1000?).
          If there’s nothing on your shortlist that stands out over the others you may as well go for the cost effective option. The Kona gets good reviews and I don’t know about the mokka but it certainly looks nice

          #173472
          DumfriesDik
          Participant

            A year away – a lot may change.

            I would consider going electric if you have off road parking. Kona is a fantastic car if you can fit in it. That would get my vote or even the amazing Ioniq if your a local driver but it may be a bit too low as it is a saloon car.

            Skoda Enyaq Race Blue

            #173475
            mitch
            Participant

              charging is my only issue with bev’s, no offroad and i am 10m from the road. but the place i go for physio has a charger for 2 cars ive been checking it on zapmap periodically and one or the other seems to be out of order at any time. and in this part of derbyshire theres not much else in 5 mile radius.

              that said i could make it work with effort. i like the i3s it has that different vibe about it.

              #173476
              DumfriesDik
              Participant

                If you don’t have off road parking, I’m not sure Motability would lease you an EV (at the moment). Does anyone know if this is right?

                Also, without home charging, it would be ambitious to run an EV, not impossible mind.

                The i3 is different!

                Actually, I have a friend who doesn’t have a home charger, so maybe you can order an EV.

                I’d talk to Motability before you go too far down the EV route.

                Skoda Enyaq Race Blue

                #173478
                BigDave
                Participant

                  Mitch,

                  If your current car is still suitable, don’t forget that as a WPMS recipient, if you extend your lease you will get a weekly rebate from Motability of currently £7.25 per week during the extended lease period.

                  So, if you extend your current vehicle for another two years and save the rebates up, you should have a further £754 to put towards your next cars AP (It will actually be slightly more with annual increases in WPMS).

                  By that time (2025?), things hopefully will have settled down regarding semi-conductor shortages/covid etc. Also the electric/phev options may have more infrastructure available to you.

                  Also, should a ‘bargain’ suitable vehicle appear on the scheme during your lease extension period, you are free to pounce on it and cut short your lease extension.

                  #173481
                  mitch
                  Participant

                    ah, i hadnt thought of that BigDave given my current v low mileage that nay be an option. i was considering leaving and getting a 2nd hand car but bad start to the new year looks like i am going to be unemployed soon and at my age i am not going to be top of anyones recruiting list so chances of anytype of finance has prob gone. so that option may be attractive.

                    #173498
                    Glos Guy
                    Participant

                      If you don’t have off road parking, I’m not sure Motability would lease you an EV (at the moment). Does anyone know if this is right? Also, without home charging, it would be ambitious to run an EV, not impossible mind. The i3 is different! Actually, I have a friend who doesn’t have a home charger, so maybe you can order an EV. I’d talk to Motability before you go too far down the EV route.

                      Like you, I wouldn’t entertain an EV without the ability to charge at home, but Motability does allow it. One poster on here (Intranicity) got a Kona EV and was relying on public charging (he lives in a flat) even though he does reasonably high mileage. In the first month or so he seemed to be managing fine. He hasn’t posted for ages so I don’t know if the novelty has worn off and he’s now finding it a faff or whether he has continued to cope fine. Perhaps if he reads this he might update?

                      #173501
                      James

                        in the next year we’ll see a lot change and loads of charging stations popping up so I wouldn’t worry about home charging, most people only require a weekly charge.

                        A guy at work has an ev now for a year and although he could have an ev charger at home isn’t bothered and hasn’t had one issue in charging and says that a lot we read is not true

                        #173502
                        Avatar photostruth
                        Participant

                          i think it will depend on mileage and personal circumstances on how troublesome it would be . but have to say it was putting me off a bit when it appeared i couldnt get a home charger

                          Current Car: Hyundai Kona Premium EV...2 way 40kg hoist
                          Last Car: Toyota C-HR Excel Hybrid...4 way 80kg hoist

                          #173506
                          Georgie

                            If there were one thing Motability Operations Ltd. could do to really help their ‘customers’ it would be using some of their vast financial resources to bring the APs for automatics down to match the APs on the manual equivalents.  Having to pay almost double because the client has no choice but get an auto is, and always has been, outrageously unfair.

                            Of course, what they would probably do, if they ever thought of it at all, would be raise the APs on manual vehicles to match the auto prices.  After all, Motability Operations Ltd. is a business, not a charity!

                            #173511
                            BigDave
                            Participant

                              Of course, what they would probably do, if they ever thought of it at all, would be raise the APs on manual vehicles to match the auto prices. After all, Motability Operations Ltd. is a business, not a charity!

                              All that would serve to do is drive away (sic) customers who can use a manual vehicle. Also the many carers, spouses, parents of disabled children etc who drive because the disabled person is unable to.

                               

                              #173512
                              Avatar photostruth
                              Participant

                                covering cost of autos across board would cost motability well over 250 m a year. guess thats as good a reason as any why they dont do it.

                                Current Car: Hyundai Kona Premium EV...2 way 40kg hoist
                                Last Car: Toyota C-HR Excel Hybrid...4 way 80kg hoist

                                #173523
                                Maurice

                                  sorry but what is this about getting rebate on extended lease sorry can’t quote post ave never heard of this before.

                                   

                                  #173526
                                  ChrisK
                                  Participant

                                    Hi Maurice

                                    The rebate only applies if your an ex-service military personnel who can claim WPMS.

                                    I’m not in that category so can’t tell you anything about it but if you are someone will be along soon to tell you all about it I’m sure and how to claim should you be an ex-service person.

                                     

                                     

                                     

                                    #173527
                                    BigDave
                                    Participant

                                      sorry but what is this about getting rebate on extended lease sorry can’t quote post ave never heard of this before.

                                      It occurs if on War Pensioners Mobility Supplement (WPMS), due to WPMS being £7.25 (currently) per week higher than the other Motability qualifying allowances.

                                      As the initial AP paid on a scheme vehicle is amortised over the standard 3-year lease, War Pensioners would end up paying £7.25 per week extra during the extended lease period.

                                      To ensure all customers pay exactly the same during extended lease situations, Motability refund this extra £7.25 per week to those on WPMS.

                                      #173529
                                      Maurice

                                        no not military

                                        might deserve it but seems unfair  they get 7 week more and cheaper advance payment tho as we  all disabled  to use mobility scheme

                                        #173532
                                        BigDave
                                        Participant

                                          no not military might deserve it but seems unfair they get 7 week more and cheaper advance payment tho as we all disabled to use mobility scheme

                                          Maurice,

                                          It is really down to the fact that WPMS (and its predecessor the War Pensioners Vehicle Scheme) pre date the civilian mobility allowances by many years.

                                          When the government of the day later introduced the civilian Mobility allowance, they chose, for whatever reason, to set it at a lower rate than the prevailing rate of WPMS. They also did not incorporate certain other things WPMS recipients receive such as the automatic transmission grant etc.

                                          To this day the civilian allowances (DLA/PIP) have remained lower than WPMS as they are both increased annually by the same metric.

                                          The lower AP’s for WPMS recipients reflects the fact that the WPMS weekly rate is higher. But WPMS and DLA/PIP/AFIP recipients both pay exactly the same amount overall for a vehicle over the course of a three-year (or extended) lease on the scheme.

                                          However, the government back in 2004 did make changes to the military allowances for those injured in HM Armed Forces  on or after 5th April 2005. They introduced the Armed Forces Compensation Scheme and subsequently the Armed Forces Independence Payment (AFIP) which they set equal to the lower civilian DLA/PIP ate.

                                          Thus, there will become a point in the (hopefully distant) future when all of us ‘more mature’ injured/disabled veterans, who were injured pre-2005, will die off and WPMS will cease to exist.

                                          Everyone will then be paid the same (lower) rate.

                                          However, as I explained above, basically the present situation occurred when the then government of the day set the civilian Mobility Allowance lower than the military one!

                                          #173533
                                          mitch
                                          Participant

                                            the difference is also to do with the repeal of crown immunity, pre 2004 you could not sue the mod for pain and suffering etc and get compensation. post 2004 you can get a compensation lump sum and the disability payment. quite how they reckon an extra 7 quid a week is worth what we went through lol.mind if i live to 3 figures i suppose it would represent a fair bit of change over 50 years.

                                            although i cant see that happening, twice i have had motability reps say they thought we were all dead already.

                                            #173535
                                            DumfriesDik
                                            Participant

                                              @mitch if you see a car on the scheme that fulfils your needs at a price you like. Order it. Don’t dilly dally and don’t look back. Be happy!

                                              I have had some cracking cars on the scheme at great AP prices. I do check the next quarter just in case the AP went down, but that was more about being a grumpy old man.

                                              Skoda Enyaq Race Blue

                                              #173602
                                              Maurice

                                                than you for the explanation dave

                                                wasnt trying to knock military seens all of us been shafted

                                                got told can’t have  grant to help with advance for next car so don’t know what to do

                                                seems extension contract or no car.

                                                 

                                                 

                                                #173613
                                                Avatar photoLee Bengough

                                                  I have the C4 1.2 155 EAT8 Shine Plus and love it.

                                                  I had it in May 2021 and Civilian Disabled  advance payment was £1,195

                                                  its now £1295.

                                                  I noticed you put £291 War Pension Deposit for the 1.2 130 EAT8 Shine.

                                                  well you be pleased to know the top of the range Shine Plus like mine is actually cheaper.

                                                  The 1.2 130 EAT8 Shine Plus is £191 and even better for you the 155 Shine Plus version like mine is even cheaper at £139

                                                  I’d if looking at Diesel Auto the

                                                  1.5BlueHDi 130 EAT8 Shine is £239 of for too spec Shine Plus it’s £839

                                                   

                                                  if you happy to go for a Petrol £139 is a bargain you get a lot of car for the money.

                                                  I know if my late brother was here he was on War Pension he broke his back in the Paras, he would love this C4 I got. He had the previous C4 just before he died in 2013 and he loved that car.

                                                   

                                                  #173614
                                                  Avatar photoLee Bengough

                                                    My C4


                                                    #173628
                                                    MickC
                                                    Participant

                                                      @mitch depending on how your left wrist and fingers are you could diverse even more by discounting the cars that dont have electric handbrake,some of the cars will have mechanical handbrake,i know one for sure that is mechanical the Puma.

                                                      #173629
                                                      Avatar photostruth
                                                      Participant

                                                        Nice looking car Lee. looks good with black wheels, and typical comfy Citreon seats.

                                                        Current Car: Hyundai Kona Premium EV...2 way 40kg hoist
                                                        Last Car: Toyota C-HR Excel Hybrid...4 way 80kg hoist

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