Fraud prevention and potentially a check for grant applications? Fraud prevention would be quite simple and is commonplace.
It would be interesting to see if they’d do a credit check to see if someone claiming poverty has received or applied for credit recently. The way things are going, I can see a grant application getting rejected because someone took out finance recently and that contradicts what they’ve put in the application.
There are people using the scheme with incredibly poor credit, it’s not difficult to think up a situation where a formerly working person suddenly becomes unable to work and pay their bills, leading to an IVA or bankruptcy. They would have a valid reason for needing a car and PIP is excluded from consideration as income in these cases.
I'm Autistic, if I say something you find offensive, please let me know, I can guarantee it was unintentional.
I'll try to give my honest opinion but am always open to learning.
Mark