@ajn, this is a known fault on the XC40. I’ve heard of a number of repairs which have been done under warranty.
As yours is now too old for that, just get it booked in as Kezo says.
2024 - BMW i4 Grand Coupe eDrive 35 Sport
2020 - Volvo XC40 T4 Inscription
2017 - Audi Q3 TFSi Sport S-Tronic