There is and can never be an exact comparison between Motability and leasing companies because each cater for a different market .
Attempting to compare Motability with salary sacrifice schemes, is a step too far, in that Motability is a scheme for the disabled , whether they are working or not, and is available for people whether they drive or not.
Many disabled people do not work, and are on low incomes, and may, through no fault of their own, have a bad credit history, and simply could not get a private lease of any description, but can obtain new decent motor vehicles vehicles via Motability .
Also attempting to compare inclusive Motability monthly payments with others especially comparing low mileage rates with the 20,000 PA to mileage allowance from Motability is dishonest!
Motability is a Godsend for many people , especially those without the choices that some are lucky to have.
It is not perfect, but long may it continue?