Hi, The car is provided strictly for the direct benefit for the receipitant and not indirect.
You would be strongly advised not to accept the spoken word of insurance or motability but to be very clear in regards to the specific usage in writing to both partys.
Make certain you get a written reply from both partys as if you are involved in a R. T. A. Police Officers will be very wary ofyour cover
Please do protect yourself, so many people think they are covered until they find Courts do Not accept excuses.
Take Care, Michael