mark, yes thats going to be the consideration that may swing it i would probabley not let it get as low as 20% but as you say life gets in the way sometimes.
however if the mini is the most comfortable the monochrome is by far the best deal as far as spec is concerned as the petrols need the level 1 pack to get to similar specs so the ap jumps i havent worked out yet if the pain of the ap would be covered by reduced costs etc.
test drives are arranged apart from the quashqai. so i will know by the end of the month.