Totally understand where you are coming from @rox. I think it was @myself33 who mentioned LV, as he is leaving the scheme. You could also try direct line, I’m pretty sure they are also taking over scheme insurance next month and would be cheaper off scheme than RSA.
Thank’s i did do a quote with direct line also afew weeks ago… and was quite a bit more than the others for the same cover.
What i’ll also enjoy is being able to driver other people’s cars like those belonging to my brothers for instance. Not being on the scheme, I’ve had to decline when they said take them for a little spin.
If they are taking over from rsa then maybe also it’s a good time to leave the scheme as they might not go back for the 11 years i been on the scheme with no claims.