Good example Pops. In addition to private leases, another option (for those who are financially able) is to take out a PCP in order to get the maximum manufacturer, dealer and finance company discounts, but then (once you have the car) pay off the loan. You keep all the discounts and are not tied to mileage limits, condition on hand back etc as you own the car. I’ve done it a few times and, as previously reported, I was able to run a brand new BMW 5 Series for the same overall cost (ALL costs included) as my wife’s Motability Tiguan (slightly less in fact).
I appreciate that many Motability customers who are intent on having a brand new car every 3 years are in a financial position where the scheme is their only option, but it amuses me that many of these people then go on to extend the lease (paying over £3k more each year for the 4th and 5th year) or do very low mileage, which negates a major benefit of the Motability scheme (the generous 20k pa mileage allowance).