Buying your car can be problematical. When I first joined Motability a quarter of a century ago, a full service and inspection was carried out on a twelve monthly basis. In the last few years my leased car has had far less maintenance than is advisable were it a privately owned car. I have had two break downs with my current vehicle which are directly attributable to that lack of technical care. Two years to the first oil and filter change at 20,000 + miles is not acceptable.
I obviously know the car and how we’ve looked after it, and it still looks like a new vehicle, but I worry about it’s mechanical longevity. Considering BMW’s huge hourly repair and maintenance rates, buying it at three years of age would be a financial gamble.