[bailey johns]

Hello everybody my name is Bailey & i was wondering if you could help me, i’m 23 years old and am new to pip and motability, i’m looking at getting a car on the scheme for myself and also for my mum to use for long hospital visits, i’ve been looking at prices etc and it seems due to my age most vehicles i wanted are over my Insurance group. My questions are, is there any leeway on insurances groups for under 25’s? also if not what are my options regarding a VW golf? from what i’ve seen they’re all small engines which isn’t ideal for weekly 300+ return trips to the hospital

any help would be great

Bailey

Topic

[Rhodgie]

Why aren’t they ideal for the hospital trips…. you towing a trailer or carry heavy loads?

I find small cars (corsa, ka, vw up etc) not great on motorways because they always feel too lightweight and skittery to me, something a bit bigger (honda civic, seat leon, vw golf) feels a bit more stable at speed…. but they are all capable of traveling at 70mph for hours on end

[Matt B]

Hi Bailey,

Sorry, but I’m not clued up on your subject but just wanted to welcome you! I’m sure you will find the answers your looking for as there are some very knowledgeable users on this forum.

Best of luck with your new car search! ??

[DBtruth]

Hi Bailey,

I’ve been trying to find a golf for you. I thought I’d found the Golf Life 1.0tsi manual which appeared to be an easy choice as it was the only one available for u25. I’m now confused as you can spec that model/engine on the vw site but when I looked on vw’s motability list that model isn’t on there.
Hopefully someone here can explain what’s going on there. If not, you might have to speak with motability or a vw dealer to see if there are any golfs available for u25.

I think I spotted a Leon FR 1.0 on the motability list so that might be worth looking into.

If you need an auto, the Focus ST line x or Corolla GR sport could be good. The Focus looks good value.

I hope you find something suitable

[file28]

Try using the advanced search facility on the motability website

630+ vehicles

Tick the under 25 box

Ibiza fr is available as an example

"the world is full of kings and queens who blind your eyes and steal your dreams-its heaven and hell "(RJD)
Peugeot 2008gt
Selenium grey

[file28]

<p style=”text-align: left;”></p>

"the world is full of kings and queens who blind your eyes and steal your dreams-its heaven and hell "(RJD)
Peugeot 2008gt
Selenium grey

[file28]

I know that the AP is high but as an example as to what is available for u25

"the world is full of kings and queens who blind your eyes and steal your dreams-its heaven and hell "(RJD)
Peugeot 2008gt
Selenium grey

[Matt t]

<p style=”text-align: left;”>Have you looked at the Audi Q2, available in all spec up to Black Edition and also available as a diesel, which may help if your doing high mileage.</p>

[Motaxyz]

Kia Rio 1.4 . auto only £299 AP max

[BigDave]

bailey johns wrote:

Hello everybody my name is Bailey & i was wondering if you could help me, i’m 23 years old and am new to pip and motability, i’m looking at getting a car on the scheme for myself and also for my mum to use for long hospital visits, i’ve been looking at prices etc and it seems due to my age most vehicles i wanted are over my Insurance group. My questions are, is there any leeway on insurances groups for under 25’s? also if not what are my options regarding a VW golf? from what i’ve seen they’re all small engines which isn’t ideal for weekly 300+ return trips to the hospital any help would be great Bailey

Just reading your OP, can you clarify who the PIP and thus the vehicle is for?

You seem to be saying the vehicle is for use by yourself and also for your mother to use for long hospital visits?

Motability vehicles are only to be used for the benefit of the lease holder (the one who receives the necessary allowance used to fund it).

So, for example if this is you, you can use the vehicle and it is is fine if your mother to use it to take you to hospital, or for example picking up a prescription for you. What your mother cannot use it for is her own purposes or for her own benefit.

If the 300-mile hospital trip is for your mother’s own condition or for your mother to visit a friend of hers in hospital, than that use is not for your benefit and thus not permissible. The vehicle can hardly be available for your benefit if it is 300 miles away.

Also, the 300-plus miles weekly trip will account for a minimum of 46,800 miles out of your ‘free’ allocation of 60,000 miles over the 3-year lease. This leaves you only 13,200 miles (4,400 per year) before you will have to pay 5p for every mile in excess of the 60,000 miles limit.

Will your other usage be more than this limit? if so you will need to factor in the excess mileage charge.

[Abercol]

How about the Alpha Romeo Giulietta, looks fab, 1.4 engine, same 120hp as many of the 1.0 units, but more torque, £299 AP, 0-62 9.4 secs, top end 121mph, it’d be a hoot.

In life, it's not who you know that's important, it's how your wife found out.

[Harry]

Good shout on the Alpha

[Author]

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