- This topic has 4 replies, 5 voices, and was last updated 3 years ago by
.
- Topic
Well I finally made the decision and left the scheme to buy private.. looking at the figures this term of 3 years alone not counting the previous 5 years I have paid just over £12000 for the current car (£2000 AP) and nothing to show for it, I’m not bashing the scheme nor the car as it has been brilliant but as the choice is now very limited and an advance payment of £4000 for the auto 5008 now just seems the right time..
That said before joining I had 9 years private no claims and not made a claim in the time I have used Motability.. As I can no longer use my 9 years is there a specialist insurance that takes into account your hIstory with RSAM?
- Replies
You can use your claims history ( as no claims discount) letter that you can request from RSAM, from with a number of insurance companies , there is quite a few threads in the forum regarding this.
See here:
most will if you contact them and explain. a few even have it on their application form.
ive been looking around just in case and have been checking what insurance costs for different 2nd hand cars ive been looking at and a few on the form regarding ncb have motabilty listed as a source of ncb.
paid just over £12000 for the current car (£2000 AP) and nothing to show for it
That’s how leasing works.
You will have had insurance, break down, tyres, etc plus depreciation over the three years. Oh and your GCB. I agree choice and AP is rubbish right now.
You’ll be aware that you can get a letter from RSAM regarding your ‘no claims’? You may not need a specialist insurance company – try a comparison site. Get a quote and then call them to explain the situation, you’ll be fine.
Can you extend your lease??
Skoda Enyaq Race Blue
I recently left the scheme, so I totally get where your coming from, It’s hard to justify such high ap’s with nothing to show at the end, for me ther’e quite a few other reason as to why it’s just not as viable for us as it once was.
After checking comparison sites and a few other insurance companies, not on those sites. I then called a few up that didn’t list it as an option on there sites and they all accepted the rsa letter of claims history. Which you can only get once you hand the car back and leave the scheme.
When the policy came they said my nch had been verified, so no need to send them anything.
I did ask rsa before leaving the scheme, how much nch i had and they put me threw to another dept who told me.
As for getting Insurance, definitely shop around. There was some big differences between the amount of some for the same level of cover.
Also it did rise slightly from when i got the original quotes when looking to when i actaully needed to take it out on the day after picking up the new car, as dealer covered me for 24 hrs.
I went with the company we have our home insurance with as I got a discount for having that and it worked out a good deal.
Also it’s cheaper if you pay for the whole year and i actually got a better price over the phone than I did online. As the system was not seeing my private plate on their sites.
- You must be logged in to reply to this topic.