- This topic has 19 replies, 10 voices, and was last updated 1 year, 1 month ago by
.
- Topic
Hi everyone
I hope someone on here can help please.
I am due to collect my Bmw i4 on 20th may. I have purchased the bmw i4 m50 alloys am i okay to put them on the car? Also when I return the car does it have to go back on the original wheels? Or could i sell them as i dont mind giving the car back on the bmw i4 m50 wheels. Any advice would be appreciated greatly.
thanks
- Replies
You have two choices as I see it.
Say nothing, swap them back when you return the car and hope that you never have occasion to claim on the insurance. There’s a considerable risk involved in this as it’s likely that any claim may be turned down as the car is not standard. You’re leaving yourself open to a huge financial burden if anything goes wrong.
The other way is to notify Motability and Direct Line that you intend to swap over to the M50 alloys which are one or two? inches bigger carrying wider lower profile tyres.
They may say you are not allowed to do this on a lease car which you don’t own. This is not just a cosmetic upgrade like say tinted windows but a more fundamental change.
My advice? Stick with the standard wheels and tyres and sell the M50 wheels.
Second option is to be open and honest and see if MB and DL will allow it.
I don’t recommend the keeping quiet and taking a risk option.
Others may disagree!
2024 - BMW i4 Grand Coupe eDrive 35 Sport
2020 - Volvo XC40 T4 Inscription
2017 - Audi Q3 TFSi Sport S-TronicAren’t the wheels bigger on the M50 than the 35 and does the PCD offset match?
That said, I would follow the advice given ans contact Motability/DLM prior to fitting them.
If they are the identical spec’s to the current ones, you may have a better outcome.
Speaking from experience in modifying and handing back over, I had a rear diffuser, front grill etc. changed previously and kept all original parts to go back to how it was, so without informing motability you can take off all 4 wheels and put on your M50 ones as long as when you return it, you put the original wheels back on. Just keep in mind you’ll lose some range with 20″ wheels and if you get a flat tire or any tire or alloy issues it won’t be processed through motability you’ll have to fix it yourself.
The spec that you picked up the vehicle from dealer is exactly how it should be returned, so yes you can modify the car but just be aware that in 3 years it’ll have to return back to its original state, apart from tints, motability approve of rear tints.
@Yasir247 Speaking from experience in modifying and handing back over, I had a rear diffuser, front grill etc. changed previously and kept all original parts to go back to how it was, so without informing motability you can take off all 4 wheels and put on your M50 ones as long as when you return it, you put the original wheels back on. Just keep in mind you’ll lose some range with 20″ wheels and if you get a flat tire or any tire or alloy issues it won’t be processed through motability you’ll have to fix it yourself. The spec that you picked up the vehicle from dealer is exactly how it should be returned, so yes you can modify the car but just be aware that in 3 years it’ll have to return back to its original state, apart from tints, motability approve of rear tints.
But by not informing Motability and Direct Line, your insurance will be invalidated.
So put the wheels on and just never drive it 🤦
2024 - BMW i4 Grand Coupe eDrive 35 Sport
2020 - Volvo XC40 T4 Inscription
2017 - Audi Q3 TFSi Sport S-Tronic@72dudes Yes the reality is it will be invalidated which will lead to termination on the scheme, the only way around it is to put them on and ensure that you never claim any accidents on the insurance whether it’s your fault or not, and replacing them when returning the vehicle. Most people won’t take the risk but it’s up to him.
Here is the thing, back in 2013, I had a BMW 316i on Motability which came with an 18″ wheels. I swapped them out for a 20″ wide fitting wheels and also had the rear windows tinted.
In that period I had a rear quarter damage, punctures, theft etc….. all repairs went through Motability without any questions asked nor was the insurance invalidated.
Also handed the vehicle back with the modifications and still received the GCB.
Here is the thing, back in 2013, I had a BMW 316i on Motability which came with an 18″ wheels. I swapped them out for a 20″ wide fitting wheels and also had the rear windows tinted. In that period I had a rear quarter damage, punctures, theft etc….. all repairs went through Motability without any questions asked nor was the insurance invalidated. Also handed the vehicle back with the modifications and still received the GCB.
I don’t doubt it Slimtrim. You may have been lucky.
I think the rules are more strictly adhered to these days. Is the OP feeling lucky?
-
This reply was modified 1 year, 11 months ago by .
-
This reply was modified 1 year, 11 months ago by .
2024 - BMW i4 Grand Coupe eDrive 35 Sport
2020 - Volvo XC40 T4 Inscription
2017 - Audi Q3 TFSi Sport S-TronicHi everyone
i need some help please. I parked my car whilst shopping when i returned someone hit my car. I don’t know who it was or which car. My question is this if i go through motabilty would this claim be a fault claim? Also would this be on my private insurance if i claimed? Would you repair this privately or through motabilty? Any help would be appreciated. Please see photos
As Mick says, you should claim via DLM insurance, that’s what it’s there for.
However if for some reason you want to avoid claiming (if you had non standard wheels or front spoilers etc) then it looks as if that could be repaired by a mobile repairer like Dent Master or Chips Away
2024 - BMW i4 Grand Coupe eDrive 35 Sport
2020 - Volvo XC40 T4 Inscription
2017 - Audi Q3 TFSi Sport S-TronicWill this go down as a fault claim? As this damage was done while the car was parked. I dont want this to affect me in the long run IE claim on my record. As most likely this will be my only time on motabilty. As i will purchase one privately.
It will be a fault claim on your DLM insurance,as you dont have another vehicle/persons insurance to claim against.
Will this go down as a fault claim? As this damage was done while the car was parked. I dont want this to affect me in the long run IE claim on my record. As most likely this will be my only time on motabilty. As i will purchase one privately.
As there is no other party to claim from (unless the offender is identified or comes forward), it will be a claim and you will pay the £100 excess with DLM, unless they waive it as accepetable ‘wear & tear’ minor damage. Note terms such as ‘at fault’ and ‘claim’ don’t necessarily mean you caused an accident, merely that a claim was made from which there was no other party to claim from.
When you apply or renew private insurance, the application will ask about any accidents or claims, which you should answer honestly. If you don’t declare anything and it is subsequently found out you have not declared an incidence, your insurance maybe revoked (which is also a question on applications and will cause even greater problems in the future as many insurance companies will not insure those who have had policies revoked, or load the policy cost even further).
Hence why a minor smart repair maybe feasible, even though you will pay for it out of your own pocket.
It really is up to you which way you want to jump, but if you are looking to privately insure in the near future, you need to weigh up the pro’s and con’s.
I had the same issue just after Xmas . Came back to the car and found the rear light was smashed and a sizeable dent in the tail gate, unfortunately no evidence to who did it.
yours doesn’t look that bad, maybe a mobile repair guy like chip away might be a option.
So sorry to hear about this. It’s infuriating when someone prangs a car and doesn’t have the decency to leave their details.
As others have said, Motability will arrange a repair and it will only cost you the excess, but it will affect your no claims history if you are planning on leaving the scheme. There are, however, two other options.
1) Motability will allow you to leave the car with the damage and when you return it they won’t penalise you via Good Condition Bonus. They gave me this option but I declined as it was worse damage than you have and we’d only had the car a few months 🙄
2) You’d be surprised how a decent cutting polish can remove an awful lot of marks and scratches on paintwork. I use Autoglym Paint Renovator. It won’t get rid of deep scratches that you can feel with your finger nail, and obviously where the paint has been removed, but looking at your photos I’d bet you can get it to the point where it will be barely noticeable to anyone else (although you will know it’s there). The dent in the black section will need professional attention though and may need replacing. Smart repair specialists tend to only deal with minor dents on flat panels or areas where they can be easily filled. The black section looks beyond that, but no harm in asking them to look at it (they will ask for photos and generally say whether or not they can do it). If you are seriously thinking of leaving the scheme and want to preserve your no claims history, I’d take this approach first as you’ve nothing to lose and obviously you can use the £100 that you’d save on the excess towards any smart repair.
-
This reply was modified 1 year, 11 months ago by
More photos of the damage 
- You must be logged in to reply to this topic.