It depends, EVs deprecate quite quick. I’ve know people who bought 2 year old evs, but then they deprecate below the loan amount quite quick. Plus, if you need adaptations it becomes well less great. For adaptations on motability you can get alot covered, or they’re highly subsidised. You could be paying upwards of £7K on top to get those adaptations.
People who get PIP and need adaptations, like Mrs Joe, tend to be more severely disabled and less likely to loose the benefit, Mrs Joe is on a 10 year light touch award.
Of course there are people getting PIP who would be up the creak without a paddle if they lost it, but they are more likely to stay on the scheme. The main issue here is there are many people who get PIP who work and have savings and a good credit history, these are the people who are more likely to leave the scheme.
Enyaq EV