How can mobility be charging up to 8k for a car that you lease for 3 years? Then you lose out on the money you put down as you’d not even get half back? I’m due to order in April, how can I even prepare when most of the cars I’ve looked at have gone up massively.
Don’t forget the £12k sacrificed benefits as well, so that £8k AP car is actually costing you £20k with nothing to show at the end of it! You don’t get any of it back, let alone half!
That being said, for those who want an EV and insist on a brand new one, the scheme is still the way to go. Private buyers aren’t touching them due to high up front costs, crippling depreciation, high insurance costs and charger installation costs (and that’s even if they could charge at home)! As a Motability customer you are shielded from all of this. If, however, you are happy with a nearly new one it’s a slightly different story.
For petrol and diesel cars it’s less of a no brainer to lease through the scheme, especially if you have the funds to buy rather than lease and don’t feel the need to have a brand new car (which, after all, doesn’t remain brand new for long)! The 20,000 miles limit is a red herring IMO. How many Motability customers do that sort of mileage? A tiny proportion I would suggest, judging by the sort of mileages that many contributors to this forum mention at lease end.
We currently have a PHEV through the scheme. If I can persuade myself to get an EV next time I’d get one through the scheme. If I decide to revert to an ICE car, I think I’d buy one privately, probably a car at around 3 years old that would be far better than anything I could get through the scheme. From past experience, that would be a better cost option, but I appreciate that not everyone can do that and sadly, the way the scheme is now, that means compromises have to be made.