I can understand your thinking. Look at it this way, you’re paying for a product that has broken done six times in less than a year. You wouldn’t accept it if it was a £1k tv let alone a £50k car.
You’d receive around a 3rd (at time of writing ) of your AP but sadly not on the paint.
Motability is there to keep us mobile, something you’re not able to do in your own car just now.