I have told my children (both in their 20’s) to assume that by the time they retire the state pension age will probably be 70
Having worked the majority of my working life as an industrial and high voltage electrical engineer, I fail to see at the age of 66/67 let alone 70, I would be in a fit state to be humping SWA cables 6 inch and over around. The same applies to brickies and other heavy trades. Its a different ball game for those that sit behind a desk all day and who in their right mind would want to. The knock on effectis the shortage of skills, not letting the younger generation in.
I was taken ill at 49 and have been on long term sick every since. My body is knackered preventing me going back. I’m 5 years below ny pension goals, my saving grace is I saved in a company and private pension from a young age and therefore agree the importance of saving from a young age, sadly not all realise this