@Elliot, I think you’re been very generous to Motability.
I don’t know about BMW, but my Golf didn’t need 3 services, I think it was 2.
Considering the amount of insurance policies Motab take out, I’m sure their discounts would mean much less than £500 per year.
Finally £400 per year! on tyres? Again, they are a huge customer with huge discounts. As a private individual, I can’t see how I’d spend £1,200 on tyres during 4 years.
Although, on the other hand, used car prices are at an all time high. So the profits in previous years on selling vehicles wouldn’t have been as high.