There’s no need to ‘gain an understanding in running a 4.2 billion entity’ with all due respect.
The facts are as follows:
– The cars are tax free
– Motability has significant fleet buying power
– Cars are available to the public for almost the same leasing prices in many cases.
As an example: https://www.vanarama.com/mg-motor-uk-car-leasing/zs/electric-hatchback/115kw-trophy-ev-long-range-73kwh-5dr-auto-178007.html
Mg ZS long range, not even available on motability. Total cost £19,966 over 36 months. Including insurance. You can add the ‘full servicing package’ for another £27.82 a month (£1000 over 3 years)
Equivalent to a £3200 AP for everything included. And this is a COMMERCIAL OFFER, WHERE THE SELLER PAYS VAT ON THE VEHICLE. From a fleet provider far smaller than motability.
There are various other examples, you can get a VW UP with insurance for example for zero AP commercially on about 10k miles a year.
Government need to remove the monopoly and allow any company to claim back VAT on a car sold or leased to a disabled driver. Prices would shoot down.