Not being patronising, just saying that there is a choice. I have looked at a lot of options to motability. The closest I could get to a better deal was through Jaguar Landrover family scheme but even that was a fair bit dearer than a similar car on Motability.
I personally think Motability should be prepared to offer all cars available on the market. but as they dont want to get into collecting payments and financing deals we would be stuck with eye watering AP,s.
The other alternatives are creating another finance arm of Motability who could finance cars and collect the balance of payments that however would exclude a lot of current motability customers.
Or going back to second hand car scheme.
All alternatives are possible but have their drawbacks..
I would ask you what would you like to see come on the scheme and at what AP