It’s getting closer to the point where having a car on the scheme will cost roughly the same amount as leasing privately. Yes there are still some bargains to be had but they are becoming few and far between compared with a few years ago. I’m more than happy with my 3 series, but if similar cars are not available in 3 years time at a reasonable cost then I will revert to getting a car privately. £10k for a Jeep is a complete joke, wait a year and you will be able to buy a second hand one for close to that figure.