Hi I cannot speak for anyone else I can only speak for myself if it was not for the scheme I certainly would not be driving a car which would be the best part of £34 35000 i may have a new car but it would probably be less than half that. I know many have worked all their lives but could not afford the cars that we enjoy so I for one am thankful to be able to access the scheme perfect it is not but probably as good as it will ever be