how are they going to apportion the ipt as i am sure insuring me is a lot cheaper so incurring less ipt than an under 25 year old in a city. ive been looking at getting a car outside the scheme and the average quote is under 500 per annum fully comp etc. so will the ap be adjusted accordingly. why should i subsidise higher risk drivers.
Mitch,
Part of your current AP and lease payments are used to pay for insurance and as everyone pays the same for equivalent vehicles, you are in effect already subsidising other drivers (just as much as some others maybe subsidising you). It is all the same due to it being a fleet vehicle policy as opposed to an individual personal policy.
Adding ipt really makes no change to this. It just adds 12% onto how much everyone pays for the insurance part of the lease.