Insurance

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    Topic
  • #158229
    Robert Welbourn

      <p style=”text-align: left;”>My Dad has a Peugeot Tepee wheelchair accessible vehicle and he is having awful trouble getting insurance.  Those that will insure him are charging nearly £1000 a year because it’s a modified vehicle.</p>
      I can understand charging more for cars that are modified to enhance their performance or value but I think it’s unfair to charge a disabled person who only does a couple of thousand miles a year an excessive premium.

      Can anyone offer any recommendations, suggestions or advice on his insurance?

       

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    • #158231
      BigDave
      Participant

        <p style=”text-align: left;”>My Dad has a Peugeot Tepee wheelchair accessible vehicle and he is having awful trouble getting insurance. Those that will insure him are charging nearly £1000 a year because it’s a modified vehicle.</p> I can understand charging more for cars that are modified to enhance their performance or value but I think it’s unfair to charge a disabled person who only does a couple of thousand miles a year an excessive premium. Can anyone offer any recommendations, suggestions or advice on his insurance?

        I know a few other disabled peoople who have WAV adaptions and have insured via Adrian Flux:

        https://www.adrianflux.co.uk/wheelchair-accessible-vehicles-insurance/

        https://www.adrianflux.co.uk/car-insurance/

        #158234
        ChrisK
        Participant

          Now I don’t know all the ins and out’s of disability laws but I’ve always been told it’s against the law to discriminate against disabled drivers and increasing premiums because a car is adapted for a disabled driver is discrimination.

          If your sure this is why the premiums are being rigged then they need reporting.

           

           

           

          #158294
          garry
          Participant

            A few more insurers mention here also how some insurers do indeed try to use adaptations as an excuse.

            Link temporarily removed by me because it took you to the wrong page

            #158298
            garry
            Participant

              Try it this way

              #158315
              joss
              Moderator

                @Robert Welbourn Why does you’re dad not use the motability scheme? That’s one way of sorting out his insurance. Has you’re dad tried RSA for a quote? being as they are the schemes insurers.

                Joss
                Current car: Peugeot 308 GT Premium 1.2 Pure tech Petrol.
                Coming soon...BMW X2 sDrive 20i M Sport 5dr Step Auto In November 2025

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