[Daffy]

I have had problems in the past with my bank blocking large payments and am concerned it could happen again when I go to collect a new car.  Is it likely that the dealership would accept a credit card payment?  Could the payment be split between a credit card and debit card for example?

Topic

[ChrisK]

I can only speak of my experiences but I’ve often used my credit card if the dealer asks for an upfront deposit for “extras” with no problems but always paid the actual Lions share of the AP with a debit cards so can’t be sure about big payments.

[anarchy21]

You could ring your bank and let them know before hand so it doesn’t trigger fraud protection.

I like sitting outside RAF bases all day pretending to be a photogramapher

[wmcforum]

[mickyarmy]

I had this problem 3 weeks ago ,dealership emg kia  sent me pdfs that never arrived to make bank transfer ,so need be extra carefull account numbers entered correctly ,delership would only take £1000 on debit card ,never offered for me  to pay £3200 in several debit card transactions, it annoyed me ,this is not whats best customer ,customer, its best for dealership, in end delership sent thier  account details by email, that never came through 3rd time it did ,i had pay that way.

[mickyarmy]

But car is great not perfect ,things top range should have it aint got ,hud, augmentive satnav etc, but its great to drive ,steering wheel seems plastiky slippery, gloves & wheel cover sorts that, remembering wheel needs feel yoir hands on it.

[kezo]

anarchy21 wrote:

You could ring your bank and let them know before hand so it doesn’t trigger fraud protection.

I split money between two banks hoping a lesser sum would be easier. The first bank I rang to do a transfer thinking it would be easier than doing from the app, but loads of questions of which some were downright stupid. It still ended up going through the fraud dept for further checks!

The 2nd bank I visited in person, which was alot easier and no issues with money going through.

[mickyarmy]

Yes i had that ,,FOR THE CUSTOMER  its so easy advise bank you intend make psyment then dealership ACCEPT DEBIT CARD they should do help the customer.

• This reply was modified 1 year, 2 months ago by mickyarmy.

[joss]

As @anarchy21 say’s

anarchy21 wrote:

You could ring your bank and let them know before hand so it doesn’t trigger fraud protection.

This what I do just in case the bank triggers large amount leaving my account. I have never had a problem by doing this.

Neither have ever had a problem paying the entire AP with my debit card.

Joss
Current car: Peugeot 308 GT Premium 1.2 Pure tech Petrol.
Coming soon...BMW X2 sDrive 20i M Sport 5dr Step Auto In November 2025

[mickyarmy]

Lucky you. Even when i advise bank still get all scam warning questions. But its to protect. So easy with debit card.

[Ele]

I paid my Renault small AP with a debit card but was told/know that they dont like to accept more than £100 via a credit card suppose its because they lose out

[Author]

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