Please be aware if you lose you PIP or the lease hold dies the debt still stands.
If you are dead….. You are not going to be worrying about the debt are you?? If you lose pip, you lose your motability car anyway? 4 red lights on the black box an you get kicked off the scheme.
Full aware of the drive smart box, however, if you lose you PIP on a lease you are still saddled with a debt or your wife/estate if you die. We may consider a Tesla lease , however we are reserves if it goes tits up.
No one is saddled with any debt if you die with a lease car, it is just taken back by the lease company and sold or re leased as a used car.