I wasn’t comparing with Motability just on a pound for pound personal contract hire.
But just to advise on your figures the pip payments are 4 weekly and not monthly, you get paid 13 times per year so…
Also id like to say HDA 2.0 is pretty good on the EV3, id say it was better than basic autopilot when I went on a test drive in it. Though the lack of surround cameras was a bummer on it.