I wasn’t comparing with Motability just on a pound for pound personal contract hire.
But just to advise on your figures the pip payments are 4 weekly and not monthly, you get paid 13 times per year so 1st year is £4160 or £346.67 per month. Also Tesla initial payment is only £295 as they give you the £200 deposit back
I would also say that imo the Tesla, even in basic model with 360 cameras and automated cruise etc is on a whole other level to Kia EV3 Air
Also if you use a referral link, (I posted mine above) but loads available online, then you get 650 miles of Tesla supercharging free. If you them recommend anyone to Tesla, then you and them will get another 650 miles free. When using link, you just need to adjust country to UK first as defaults to USA when opened