Your absolutely right to highlight there are good / better deals out there and Motability seems to have taken a dive (even more so after June 1st 2026) but as someone who helps predominantly disabled people get out of debt / manage their finances / wider situations I just felt it important to state that for all Motability’s issues, it may be a more suitable choice, especially when you might only be saving ‘a few pounds’ by going private.
I apologise if my reply came off combative, that certainly wasn’t the intent.