- This topic has 35 replies, 14 voices, and was last updated 2 weeks, 1 day ago by
.
- Topic
What more evidence do you need that Motability are fleecing us. You can get a Vauxhall Frontera EV on a lease for £115 a month from Vauxhall with £1300 up front. Motability price for the same car is your full £333 a month PIP including future inflationary increases and don’t forget the 20% VAT saving Motability get! Yes you’ll have to insure it, but that shouldn’t be more than £40 a month for most people and there’s no maintenance as it’s under warranty, maybe £200 for a service.
Enyaq EV
- Replies
What more evidence do you need that Motability are fleecing us. You can get a Vauxhall Frontera EV on a lease from Vauxhall with £1300 up front. Motability price for the same car is your full £333 a m…
Often theres better deals out and about but Motability does cover insurance plus its currently better in terms of if you need any replacement tyres etc. The big thing though is if your conditions might change you’re better protected with Motability.
Based on 8k/pa iirc, which, from July, makes it even more comparable. Can’t imagine an uplift to 10k would put that much on the monthly cost?
I honestly don’t think the government wants Mob to continue. However, they should be more open about it and open up the market properly, especially in relation to mobility component of pip. Surely in this day and age it’s not beyond FCA, DWP etc to enable recipients to have it partly/wholly diverted to bonfide lease and purchase companies for agreed time terms and contracts. Even without the VAT exemption I suspect free enterprise would result in better deals, it’s not like Mob pass that advantage on anymore, they just use it to line their own coffers and grant monies to things like community transport initiatives and other off the wall schemes and their own wages/pensions, especially the top echelons! Maggie would’ve opened it up to the free market by now! 😁
I saw that review too.
But you have to compare apples with apples.
For example the Frontera on the scheme with £0 AP is the Ultimate trim, top of the range.
The Frontera which was £115 per month is the entry level GS, for just 24 months and a 5k miles per annum limit.
Lease costs change weekly with market forces. The cost for a 3 year 10k miles per year lease is now £189 per month with a £2150 up front payment and a further £299 admin fee.
Add in your servicing, insurance, annual VED and it starts to look marginal, especially as the car will be scrutinised for minor damage at the end.
Without doubt, personal leases are becoming more attractive, but make sure you drill down into the small print to make sure you understand the detail.
2024 - BMW i4 Grand Coupe eDrive 35 Sport
2020 - Volvo XC40 T4 Inscription
2017 - Audi Q3 TFSi Sport S-TronicWhat more evidence do you need that Motability are fleecing us. You can get a Vauxhall Frontera EV on a lease from Vauxhall with £1300 up front. Motability price for the same car is your full £333 a m…
Often theres better deals out and about but Motability does cover insurance plus its currently better in terms of if you need any replacement tyres etc. The big thing though is if your conditions might change you’re better protected with Motability.
Going by Motability’s own figures of average customers doing 7000 miles a year (used to justify the crazy 10k mileage cap) most people won’t need to replace tyres and if they do £200 for a couple of tyres.
Enyaq EV
P.S. “Add in a service, maybe £200”
You’ll be lucky, they’ll still want to give it a cabin filter and a brake fluid change, say £250, but that’s every year!
2024 - BMW i4 Grand Coupe eDrive 35 Sport
2020 - Volvo XC40 T4 Inscription
2017 - Audi Q3 TFSi Sport S-TronicP.S. “Add in a service, maybe £200” You’ll be lucky, they’ll still want to give it a cabin filter and a brake fluid change, say £250, but that’s every year!
According to Google AI Service is 16000 miles or every 2 years. VED is free for PIP recipients.
Enyaq EV
What more evidence do you need that Motability are fleecing us. You can get a Vauxhall Frontera EV on a lease from Vauxhall with £1300 up front. Motability price for the same car is your full £333 a m…
Often theres better deals out and about but Motability does cover insurance plus its currently better in terms of if you need any replacement tyres etc. The big thing though is if your conditions might change you’re better protected with Motability.
£5,440 vs £13,000
£7560 cheaper will get you lots of tyres + insurance + breakdown cover!
Is there a link to this offer?
Can’t find the one EV Man is talking about on his YouTube, but he’s a genuine honest guy so I’m sure it exists / existed.
Enyaq EV
5k miles a year and 2 year lease + 12 months upfront. Still a good deal if you only need a car for around the houses and you can charge it at home. I also can’t find the deal in question but there are £200 deals around.
I get the comments regarding a different model variant and different lease specs, but surely this just goes to show Motability need to up their game and cut some of their own costs to give us better deals rather than making the scheme unsuitable for many by reduce mileage and all the other crazy stuff they’re doing. .
Enyaq EV
GS is top model, so the £115 deal must exist on one of the leasing companies for a lower model or 44kWh version.
Maybe ask where they got it from.
Its horses for courses. That model has a small battery that is why it is cheap. But if it suits your needs its a steal.
@72dudes my EV service interval is 2 years and all they do e was change the cabin filter. Checked all the bolts were tight and measured brake wear. After 2 years and 19K miles the brake pads had worn 10%. Checked tyre depth, still 5mm on rear and 7mm on front. My last petrol car the tyres lasted 9k miles and needed replacing after 18 months. That was it.
Servicing an EV is minimal, unlike a petrol vehicle.
But the Frontera is cheap. I would not have one, but if you want a short distance runabout, it is ideal
https://leasing.com/main-dealers/eden-motor-group/vauxhall/frontera/L0106540000001274023
Just found this for a long range frontera, no maintenance – £2226.5/month
24 months duration
3 months upfront
12k miles
Motability’s value has tanked in the last year, compared to what it was and to the private market but it still has a few things that are not financial that may make it better for disabled people
VED – yes that’s an entitlement that actually comes from Higher Rate DLA / PIP etc but many lease companies won’t apply it, as the private lease car is registered to the lease company. Motability register it to the disabled person.
That matters for a number of exemptions (Dartford / TfL / M6Toll etc)
Adaptions – I’ve asked several lease companies / PCP and they won’t allow them as they are not just modifications, but often change the structure of the car. In addition to that, the cost of leasing the adaption from Motability makes the cost to the customer much less.
Loss of DLA / PIP. In the case of loss with Motability, the car is taken away, but there is no default recorded on your credit file or insurance MID.
If you lose DLA / PIP etc privately you will almost certainly be liable for the remainder of the lease. Yes you’ll also keep the car, but is the lease still affordable without the PIP / DLA money.
APs are going up, a lot, and yes Motabilty might be able to reduce admin costs, but a lot of the increase we are seeing is due to manufacturers decreasing discounts and final sale values tanking. Both of those are somewhat out of their hands.
Manufactures often use the scheme to ‘keep the lights on at a factory’ or in the case of EVs, sell enough to make a dent is the ZEV targets for the year, which are manufacturing group wide*.
Having said all that if a private lease works for you, then take the private lease.
*I wouldn’t be surprised in the slightest if that’s why the Enyaq has gone up so much. The order book is full for 4-5 months and VAG have a large chunk of their target set. VAG don’t need Motability at this point.
@DJWheels, All fair points, I’m not taking a lease out myself, we’re buying a 1 or 2 year old used Enyaq or Model Y when our lease is up next year. My reason for starting the post is to show how Motability needs to do more and offer better deals.
Enyaq EV
PIP payment to Motability is actually £346.67 per month at the moment. £80 per week is £4160 divided by 12 months is £346.67 per calendar month if you want to compare with private leasing prices. That cost will also go up by inflation in 2027 and 2028, will probably average closer to £360 per month over the next 3 years from now
In the past the deals on motability were usually better value than in the commercial sector reflecting their advantages, VAT free and non profit making. Sadly no more. In my case they saved over £8000 in VAT, but there is virtually no difference now leasing from motability or commercially.
Your absolutely right to highlight there are good / better deals out there and Motability seems to have taken a dive (even more so after June 1st 2026) but as someone who helps predominantly disabled people get out of debt / manage their finances / wider situations I just felt it important to state that for all Motability’s issues, it may be a more suitable choice, especially when you might only be saving ‘a few pounds’ by going private.
I apologise if my reply came off combative, that certainly wasn’t the intent.
Your absolutely right to highlight there are good / better deals out there and Motability seems to have taken a dive (even more so after June 1st 2026) but as someone who helps predominantly disabled people get out of debt / manage their finances / wider situations I just felt it important to state that for all Motability’s issues, it may be a more suitable choice, especially when you might only be saving ‘a few pounds’ by going private. I apologise if my reply came off combative, that certainly wasn’t the intent.
Not combative at all mate, all valid points. 👍
Enyaq EV
GS is top model, so the £115 deal must exist on one of the leasing companies for a lower model or 44kWh version. Maybe ask where they got it from.
No @Kezo, GS is now the mid range model, Ultimate is top of the range 🙂
2024 - BMW i4 Grand Coupe eDrive 35 Sport
2020 - Volvo XC40 T4 Inscription
2017 - Audi Q3 TFSi Sport S-TronicIs there a link to this offer?
EV Man did his review 2 or 3 weeks ago, and the offer he mentioned was current for that week.
Lease deals change constantly and Leaseloco aren’t even offering the Frontera EV now.
Leasing.com have the Ultimate at £189 for 3 years with 10k per year
2024 - BMW i4 Grand Coupe eDrive 35 Sport
2020 - Volvo XC40 T4 Inscription
2017 - Audi Q3 TFSi Sport S-Tronic@DJWheels, All fair points, I’m not taking a lease out myself, we’re buying a 1 or 2 year old used Enyaq or Model Y when our lease is up next year. My reason for starting the post is to show how Motability needs to do more and offer better deals.
Thats my plan, but I’m terminating my lease early and will use our own car for now. I had high hopes for an ex demo 540i Touring, but mre kezo quickly blunted those plans saying it was too low 🙄
@DJWheels, All fair points, I’m not taking a lease out myself, we’re buying a 1 or 2 year old used Enyaq or Model Y when our lease is up next year. My reason for starting the post is to show how Motability needs to do more and offer better deals.
Thats my plan, but I’m terminating my lease early and will use our own car for now. I had high hopes for an ex demo 540i Touring, but mre kezo quickly blunted those plans saying it was too low
I like the 5 series Touring, I have a thing for big estate cars. A lot of people on Motability don’t need a new car every 3 years, my last car was almost 20 years old when I scrapped it.
Enyaq EV
- You must be logged in to reply to this topic.