Maybe a solution is to open up the payment process to more leasing companies? If competition exists, there will be more pressure to control costs and keep prices keen. It’s why the big leasing companies pay everyone what they can get away with while Motability can cherry pick off high wages and luxurious benefits package. Image how they’d fare if the 4 biggest leasing companies could suddenly enter a 880,000 customer market. There’d be offers galore, if they can get close to Motability prices with all the VAT they have to pay, imagine how they’d go on a level playing field.
I'm Autistic, if I say something you find offensive, please let me know, I can guarantee it was unintentional.
I'll try to give my honest opinion but am always open to learning.
Mark