Leaving if approved

  • Creator
    Topic
  • #349610
    Mack2024
    Participant

      So today I’ve applied for finance ( not on a specific model etc but with a car group )

      If approved I’ll be handing my car back 2+ yrs early, the changes they’ve implemented is just not viable for me

      Less mileage allowance whilst paying more for the lease ( as when we get a mobility component increase so do they – which they always fail to mention all that extra money they get everytime it’s increased )

      They’re meant to be a charity #laughable these days.

      It’s a sad time for the scheme and the customers who desperately need the scheme, but it’s clear the government don’t want the scheme to exist and Motability are slowly bending over and allowing it to happen.

      I feel sorry for ANYONE who has to have that drive smart as that’s another level of spying on you as the driver.

      I'm blunt and straight to the point and I make no apologies for it!
      Bipolar, OCD and a multitude of other MH issues and physical disabilities

    Viewing 25 replies - 1 through 25 (of 43 total)
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      Replies
    • #349611
      Rhodgie
      Participant

        What changes have they implemented that require you to hand the car back 2 years early 🤔

        #349612
        Mack2024
        Participant

          None specifically

          But I’d rather not continue giving them money with how they’ve changed the scheme, the average cost of a lease they get enough as it is and the changed they’ll be getting the same and giving us the customers less.

          Seems fair to you? I for one don’t think it is and ain’t happy giving them my money any longer

          I'm blunt and straight to the point and I make no apologies for it!
          Bipolar, OCD and a multitude of other MH issues and physical disabilities

          #349613
          Avatar photoLUFC
          Participant

            But none of the new changes affect you’re current lease, so why not wait 2 years then leave?

            Apologies you answered before I posted!

            • This reply was modified 1 month, 3 weeks ago by Avatar photoLUFC.
            #349615
            Mack2024
            Participant

              I’m not happy giving them more money when the changes effect anyone not just potentially me

              So again, if you think the changes are fair then you’re free too stay on as I am free to leave for my own reasons

              I'm blunt and straight to the point and I make no apologies for it!
              Bipolar, OCD and a multitude of other MH issues and physical disabilities

              #349617
              Oscarmax
              Participant

                I am happy to see my lease out and see what happens in the future, I have to admit the changes don’t look good especially that smart box.

                Unfortunately I have suffered a brain injury and occasionally I get confused and often say the wrong thing.

                #349618
                Mack2024
                Participant

                  I’d see it out

                  But I feel bad for new customers, who’ll pay what we do and get less for it

                  So I don’t feel comfortable giving them MY money to treat new and renewing customers with such disrespect acting like they’re not able to do better

                  I'm blunt and straight to the point and I make no apologies for it!
                  Bipolar, OCD and a multitude of other MH issues and physical disabilities

                  #349619
                  Oscarmax
                  Participant

                    Can you just hand your leased vehicle back because you not longer wish to continue ?

                    Unfortunately I have suffered a brain injury and occasionally I get confused and often say the wrong thing.

                    #349620
                    Mack2024
                    Participant

                      Ofc you can, they can’t force you to keep it if you wish to leave the scheme

                      I'm blunt and straight to the point and I make no apologies for it!
                      Bipolar, OCD and a multitude of other MH issues and physical disabilities

                      #349622
                      MFillingham
                      Participant

                        Ofc you can, they can’t force you to keep it if you wish to leave the scheme

                         

                        You might want to reread your contract.  Motability can allow you to terminate your lease early they can choose to waive the £250 fee but they can and are legally entitled to decline your request to terminate.  That means, even if you take it to a dealership and leave it there, they’ll continue to receive your payments until the lease is terminated.

                        I'm Autistic, if I say something you find offensive, please let me know, I can guarantee it was unintentional.
                        I'll try to give my honest opinion but am always open to learning.

                        Mark

                        #349623
                        Rhodgie
                        Participant

                          None specifically But I’d rather not continue giving them money with how they’ve changed the scheme, the average cost of a lease they get enough as it is and the changed they’ll be getting the same and giving us the customers less. Seems fair to you? I for one don’t think it is and ain’t happy giving them my money any longer

                          I don’t think of it as “giving them my money” 🤷 I’m paying them for a service so I give them money, they give me a car.

                          Nothing has changed that affect you or me right now so seems a bit silly to throw the toys out the pram with still 2 years left on your lease. When mines is due up next year I’ll likely walk away from the scheme if it’s still a 10k limit but until then I’ll carry on as normal

                          #349624
                          Mack2024
                          Participant

                            Throwing my dummy out?

                            Why do folk on this forum feel the need to flip a conversation and throw insults around lol

                            I believe in fairness and wether I have 2 years or 2 days left I’d still be the same mindset as I think the scheme is no longer fair! Wether it effects me NOW or not!

                            Simple!

                            I'm blunt and straight to the point and I make no apologies for it!
                            Bipolar, OCD and a multitude of other MH issues and physical disabilities

                            #349626
                            Woodpecker
                            Participant

                              To be blunt, you could just leave the scheme as you wish and not make a fuss.

                              But you did go into detail, and of course, others challenged your post.

                              It is what it is.

                               

                               

                              #349628
                              on the spectrum
                              Participant

                                This is what happens if you feel passionate about fair play you will get fools on here with another agender are they shills for Motability it may be so but well said Mack.

                                • This reply was modified 1 month, 3 weeks ago by wmcforum.
                                #349629
                                wmcforum
                                Which Mobility Car

                                  Frankly – No one needs to be blunt and name calling is also unnecessary.

                                  #349631
                                  ajn
                                  Participant

                                    Always makes me laugh when the typed insults start…

                                    Same people who write on toilet walls, locked away…

                                    Can I ask if I’m about 4-5 months into a new lease, must I worry about the mileage cap, or am I right in thinking it only starts on July 1st for people new to the scheme, or new leases…

                                     

                                    #349633
                                    Avatar photoDJWheels
                                    Participant

                                      On all current leases mileage is locked and agreed at the point of Application (1st visit to dealership) for the duration of the lease.

                                      So your included mileage will be 20,000 per calendar year (60,000 on a ‘regular car’ 3 year lease) and will not change while you have your current car.

                                      However if you terminate early for any reason, you only get the ‘daily equivalent’ of the mileage allowance; 55 miles per day that you had the car.

                                      As per condition 2.4 of the lease (October 2025 wording):

                                      2.4 When requested to do so, you will pay to us Excess
                                      Mileage Payments, of 5p per mile for every mile
                                      in excess of 20,000 miles per year of the Hire
                                      Term, together with any applicable Value Added
                                      Tax. Where the agreement is terminated early for
                                      whatever reason, when requested to do so, you
                                      will pay to us an Excess Mileage Payment of 5p per
                                      mile for every mile in excess of the pro rata annual
                                      mileage allowance

                                      • This reply was modified 1 month, 3 weeks ago by Avatar photoDJWheels. Reason: added a clarification on pro rata
                                      #349636
                                      ChrisK
                                      Participant

                                        Always makes me laugh when the typed insults start… Same people who write on toilet walls, locked away… Can I ask if I’m about 4-5 months into a new lease, must I worry about the mileage cap, or am I right in thinking it only starts on July 1st for people new to the scheme, or new leases.

                                        As far as I can see nothing is changing for current leases, here’s what MB say….

                                        If you already have a lease
                                        Nothing is changing for you right now.

                                        These updates only apply to new applications on or after 1 July 2026.

                                        #349637
                                        ajn
                                        Participant

                                          Thanks @DJWheels I’m with you upto 2.4 😆..

                                          Thing is I don’t do much mileage however I’m already on 5000 since Nov 25, my Volvo went back after 5yrs was under 40,000, feel sorry for the high mile drivers, nightmare..

                                          #349638
                                          Avatar photoDJWheels
                                          Participant

                                            The 2.4 refers to the relevant term/condition of the lease. (at least as it’s written in the latest version … the wording may be slightly different depending on when you got the car).

                                            I added it to my reply so you could see exactly what is agreed with Motability.  Motability may choose not to enforce it, but they could.

                                             

                                            #349640
                                            pauld
                                            Participant

                                              I wonder if people who decide to end lease before july 1st due to car not fit for purpose mechanically or health reasons etc,but still wish to remain on the scheme,will be met with more hurdles .For example someone who has a few months left on present lease,the next car will fall under the new rules and limits,however if changed before 1st july they would have present terms for 3 years.

                                              #349649
                                              Oscarmax
                                              Participant

                                                The scheme is far from perfect, but at the end of the day we still have a scheme, no one is being forced to join or stay, like some of us I will sit back and way up my options.

                                                There is no excuse to be rude and arrogant, if your not happy walk away, the scheme obviously no longer suits your needs, however, if you change your mind in the future and find the grass is not greener on the other side, you will find there is no way back.

                                                As regards your tantrums and outburst, I hope you do not carry on similar behaviour during your driving.

                                                Unfortunately I have suffered a brain injury and occasionally I get confused and often say the wrong thing.

                                                #349656
                                                wmcforum
                                                Which Mobility Car

                                                  @Mack2024

                                                  I understand your anger, these changes have put me in a very difficult situation.

                                                  I intend to sit on my hands, let the dust settle and see where we are when the WAV has to be returned, I live in hope that there will be a correction to the mileage limit or excess charge. Or in an ideal world WAV’s taken off Motability Operations and handled directly by Motability.

                                                   

                                                  #349658
                                                  ajn
                                                  Participant

                                                    With respect though you do get the keyboard venom from some, always makes me wonder why people in the same boat must always try to rock it..

                                                    Ill sit my lease out for now, however as mentioned must be stressful for those soon to be affected..

                                                    #349661
                                                    Woodpecker
                                                    Participant

                                                      @wmcforum

                                                      Well said.

                                                      But everyone is running on emotions the past few days, and it is because they care about the scheme.

                                                      If it was a normal car leasing company, they would not care about what changes are afoot

                                                      Give it a week until the dust settles, god knows its difficult enough with whats happening in the Middle East.

                                                      Av went beyond my 5 line limit….lol

                                                      #349663
                                                      MFillingham
                                                      Participant

                                                        Maybe a solution is to open up the payment process to more leasing companies?  If competition exists, there will be more pressure to control costs and keep prices keen.  It’s why the big leasing companies pay everyone what they can get away with while Motability can cherry pick off high wages and luxurious benefits package.  Image how they’d fare if the 4 biggest leasing companies could suddenly enter a 880,000 customer market.  There’d be offers galore, if they can get close to Motability prices with all the VAT they have to pay, imagine how they’d go on a level playing field.

                                                        I'm Autistic, if I say something you find offensive, please let me know, I can guarantee it was unintentional.
                                                        I'll try to give my honest opinion but am always open to learning.

                                                        Mark

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