Tesla are doing a 3K contribution to new pcp deals. 48 months at £405 per month. Question, do you hand the car back at the end of a pcp? Autotrader has listed used tesla loads @ 25k.
You have 3 options with a PCP. 1) Hand the car back at the end of the lease period with no further commitment and nothing to show for it (same as Motability lease) 2) Pay a final one off payment to own the car outright 3) The car will usually be worth more than the final payment, so any ‘profit’ above that is used as a deposit for your next car at no cost to you (most people on PCPs do this as it’s what makes them attractive).
However, if you want an EV, IMHO you’d be mad to buy a new one. If it absolutely must be a brand new one (which is only new for a few months anyway) then I wouldn’t look further than Motability. Due to the crippling depreciation that EVs suffer, if you want to buy one privately the bargains on the second hand market are substantial as demand for them is so low.