We have our own formula (a) How much do you like it and want it, (b) How much are you willing to pay, (c) Can I afford it (d) And the biggy what does the wife say (it overrules all of the above).
agree with this. 3 and a bit years ago we decided only to go for a car with zero AP. This time around I didn’t want to spend more than £1500 and ended up spending little more with an 360 camera extra but worth it to make driving easier.
There are still choice for all budgets in my opinion even with the upward trajectory for APs (and how much car prices have risen in the last 10 years). Shame however the Motability choice is limited, given how some manufacturers are struggling…