Not correct. Other lease companies, by the requirements of the Financial Servuces Authority have to do credit checks. Motability Operations are unique as they have dispensation from the Government
Not entirely true. If you regard the Motability leases in the same way as Salary sacrifice, then the credit check isn’t taken on any employee. The Check is around income (basically you have to earn more than minimum wage after your sacrifice) and the company rather than the individual. Also, in comparison, should the employee cease employment, then the car is returned.
I'm Autistic, if I say something you find offensive, please let me know, I can guarantee it was unintentional.
I'll try to give my honest opinion but am always open to learning.
Mark