I wasn’t meaning 3 year old cars, I was meaning cars returned early. They get a lot of early surrenders of cars that may be as little as a year old or less, due to people not getting on with the car, disability needs changing or even losing PIP. These cars are all sent to auction, which is daft when there are people waiting 6 months for the same car who would bite their hand off!
You did indeed “It’s a shame that they don’t do a scheme for cars returned early before lease end, just as many company car schemes do.”
My point was at 3yrs as suggested by Adrian was the bigger need to do the maths if Mb still required the full sacrifice of your allowance against buying outside the scheme, if funds allowed 🙂