If the damage is minor they will likely try to dissuade you from getting it repaired. You can insist on it being repaired and will have to pay the excess. The excess will be stated on your policy documents.
Reply To: Help with claim (damage)
If the damage is minor they will likely try to dissuade you from getting it repaired. You can insist on it being repaired and will have to pay the excess. The excess will be stated on your policy documents.