As a former Regional Bank Manager and eventually a Full Board Director, I can confirm ( from perusing large numbers of rejected applications – albeit a few years back ) not only will very many disabled people not be able to meet the income requirements for a private lease on a new vehicle (and therefore there is a distinct advantage with Motability and not having an income assessment and check carried out) but also many will not pass a credit check , which of course , is not carried out alongside a Motability application! The Motability scheme is an excellent scheme for the vast majority of the disabled , indeed, it may be the only scheme available for some, and we need to be careful not to encourage people to leave , as they may face disappointment elsewhere? Of course, some people will be able to afford vehicles outside of the scheme, and are free to do so, but they should be wary of putting ideas into others minds!
Spot on, some people are in a fortunate position to have options, many don’t. The scheme generally is really good value, pandemics, Daily Mail and Covid made things difficult, hopefully in a few quarters, things will start getting better.
Previous Motability Cars
2006 - 2009 Skoda Superb VR6 2.0tdi
2009 - 2012 Citroen C5 2.0tdi VTR Nav
2012 - 2015 Nissan Qashqai 1.5dci tekna
2015 - 2018 Ford Kuga 2.0tdi Titanium X
2018 - 2021 BMW 220d X drive 2 Series Active Luxury
2021 - 2023 Hyundai Kona Electric Premium SE
2023 - Hyundai Kona Electric Ultimate