Recently placed an order with Vauxhall – they no longer accept card payments and the AP has to be bank transferred. BMW also have me the same information – bank transfers only. Both said that the sum has to be sent the day before to ensure they have received it. I did ask why and they both said a few too many people telephoning the card company and cancelling the payment which then leaves the dealership chasing the payment and car. I guess one of two had apples have effected the process.