i think a few other low mileage customers may do the same, there are some deals out there. but its the piece of mind that mota gives is a big thing for many.also many cant afford to insure etc themselves.
its horses for courses and you have free choice.
at the end of the day the scheme is there to help people get/remain mobile when they may not be in a position to do so through finance or lease. and there are plenty of octavias on the scheme.
its there to get you in a car suitable for your needs not put you in a particular badge or sporty go faster ego trip. i dont see a problem with limits being in place i would prefer that some were a little higher to allow more spacious vehicles on the scheme but not necessarily bhp for the boy racers.