Hi Farid,
So far, with a mix of driving it’s 34.5mpg. I’m not a rapid driver, nor a slow one, so I guess that’s a pretty good average for an almost 200bhp car that isn’t a lightweight. I wouldn’t worry too much about T3 vs B4 as the XC40 isn’t a car you want to rip around in. The character of the car suits a more leisurely approach (at least it does with me behind the wheel), but I reckon 150bhp is probably enough to have a nice drive in almost every circumstance.
My overall impression so far is very good, it’s a great looking car inside and out, it drives really well, and is very comfortable to be in. I don’t think you’d regret choosing it although I’m sure the VW is every bit as good. I was swayed by being familiar with Volvo already and knowing they make good, safe cars.
As far as the model specs go I would’ve preferred smaller wheels too, but the loss of spec you get by dropping the ‘pro’ version was too much for me. I don’t think they’ll let you swap wheels out as the resale will expect the standard spec, so the other option is Inscription Pro spec which gives you 19” rather than 20”. I have to say (and this is very personal I know) that the ride is very good even on the 20” wheels, and I’m quite needy when it comes to ride quality ?. Try them out when you can, and good luck with your choice. I’m happy to answer any specific queries you have going forward. ?