[HermitLlama]

Hi, yes I have since I posted here.

It only covers offences if the insured vehicle was in an accident and/or a third party claim.

So allegations of careless driving – if you don’t have separate legal expenses cover through another policy, and you can’t afford legal fees, it’s tough….

[HermitLlama]

Thanks, I only just saw your reply.

I’m guessing you can’t buy cover for retrospective expenses though…

[Author]

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