Insurance question

  • Creator
    Topic
  • #282950
    bigmac
    Participant

      Hi quick question as I’m a bit worried, first accident in my new car today not my fault I was stationary at the time. anyway I was giving my brother in law a lift with my niece as they don’t drive, maybe a stupid question but is this allowed?

    Viewing 6 replies - 1 through 6 (of 6 total)
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    • #282952
      Avatar photoColin
      Participant

        I can’t imagine you have anything to worry about. You are absolutely allowed passengers, and as you were in the car doing something you wanted to do, that’s to your benefit as it was something you wanted. The car isn’t just there for you to do your shopping and nothing else, it’s for all of your transport needs. Someone else also benefitting WHILE you do shouldn’t matter, otherwise you wouldn’t be able to take kids to school or a whole host of other things.

        The issues usually arise when named drivers are using a car in a way which doesn’t benefit the customer directly, not how the main user uses it, other than things like business or delivery/hire which are separately covered by specific exclusions.

        Of course, this is all just MY opinion and shouldn’t be taken as absolute fact.

        "Man is born in freedom, but he soon becomes a slave, in cages of convention, from the cradle, to the grave."

        #282957
        bigmac
        Participant

          Thank you for reply, hopefully everything will be okay then. Big lorry vs my car down a country lane, he pulled into passing space and was waiting to go and I was up by his door and was stationary then he decided to just go and his lorry rocking about scraped rear of car! He stopped and I shouted at him then he just went on his merry way!

          #282958
          kezo
          Participant

            I can’t see a problem either! Afterall you were just going out on a jolly with your brother in law and niece.

            #282982
            Elliot
            Participant

              If you got the registration number of the lorry it might be worth calling the police and reporting the fact he left the scene of an accident.

              #282983
              Avatar photoanarchy21
              Participant

                Doesn’t matter what you use it for. It’s your car for your benefit. You can go for a 3 hour drive at 2am if you wanted. You can pick mates up from the pub if you like. Do a round trip of the UK, as long as you’re driving or are in the car it’s for your benefit.

                as for the truck, as has been stated, you should be looking into contacting the police for a failure to stop. If you know their registration then tell Motability insurance whom will then contact their insurance. If you’ve a dashcam or video this would help massively.

                I like sitting outside RAF bases all day pretending to be a photogramapher

                #282990
                bigmac
                Participant

                  Many thanks guys.. It has been reported to police and the company involved.

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