Insurance Query

  • Creator
    Topic
  • #110033
    John

      Hi folks,

      I’m new to the forum…I did a bit of a search about my query & couldn’t find anything similar, but apologies if I’m asking something that’s already been asked.

      I have a query about insurance on my Motability vehicle. Due to my health issues, I’m in long-term isolation (12-weeks min. due to respiratory problems) with advice that I shouldn’t even go close to the street. I’ve read that it’s not good though for a car to be left standing idle for more than a week or two.

      My daughter is an additional driver. If I asked her to take it for a spin, would that be covered by insurance? It’s not directly doing something for me as such, but obviously avoiding the car seizing up is in my interests!

    Viewing 6 replies - 1 through 6 (of 6 total)
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    • #110034
      Rhodgie

        <p style=”text-align: left;”>Nothing wrong with leaving it stationary, most moderns cars will be fine so I’d wait until she needs to use for a legit reason… besides as Boris has just told you… STAY AT HOME ? that includes your daughter</p>

        #110035
        JS
        Participant

          Welcome John.

          thats fine as it is doing something for you, and you will at some point need a pint of milk and such like so that’s what’s she’s doing Wink Wink.

          #110049
          Rhodgie

            JS have you not been watching the news and the stories about selfish idiots going out unnecessarily and putting others at risk… hopefully she won’t kill John by bring back a virus ?

            John your car wont seize up if left for 12, 26 or 52 weeks so don’t put your daughter at any unnecessary risk

            #110054
            John

              Thanks very much for the replies.

              With regards to them calling around to the house, they are a major lifeline for me as they bring food (cooking anything complicated is hard for me, so they are bringing ready cooked meals, etc., as well as shop bought items) medicines I need, etc. We are operating an ‘exclusion zone’ whereby they don’t enter the house & stay 2 or 3m away from me outside, plus anything that is coming from them to me is cleaned, I wash my hands & so on & so on!

              I hope that clears that bit up – I probably should have mentioned it in my original message!

               

              #110065
              Rhodgie

                John if she needs to use the car I’m sure they’re wont be an issue with the insurance especially if it’s anything to do with you, but there’s no need to take it for a spin just for the sake of it.

                If your worried about it you could go out once a week and start it, sit in it and leave it running for 15 minutes ?

                Stay safe ??

                #110067
                Avatar photoAbercol
                Participant

                  John, the answer then would be for her to come over, leave her car at yours, go shopping for your food in your car, thus, she is performing a service for you and taking the car for its run at the same time. You are correct, cars do not like standing for extended periods, flat batteries, sticking/seized brakes in the short term we are talking about (1-3 months?)

                  Leaving my 3 month old car for 4 weeks last summer, it was a bit slow on turnover, it started ok, then the discs had a bit of stiction – you could see the rust mark from the pads on the discs for a good few weeks afterwards. Leaving it for 3 months would have been more of an issue.

                  In life, it's not who you know that's important, it's how your wife found out.

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