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Hi all
I have a query about insurance. If I was to be involved in a crash that was not my fault ie I was hit from behind whilst stationary would I be able to settle the claim directly with the driver at fault without going through insurance.
I only ask as a friend of my mine who is not part of the scheme was hit in this way. The other driver was worried about their insurance going up due to a claim so paid for the repair of the car, the cost of hire car etc in cash. My friend was able to sort his car out himself so had to find a body shop and hire care company himself.
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