Reply To: Motability rsa insurance Windscreen Excess

#95789
JS
Participant

    Ha ha read/interpret how you like, if Any Glass on our vehicle is damaged or needs repairing we will not be paying a penny if our Windscreen is damaged we will not be paying a penny, if our Windscreen needs replacing we would be willing to pay £50.

    From the original link.

    What’s covered by your policy

    Loss or damage to your car
    Accidental damage
    Fire or theft damage
    Repair or replacement of glass
    In-car equipment (such as a radio or CD player) permanently fitted or supplied with the car as standard
    Adaptations and modifications which are needed and which Motability have agreed to and which we have been informed about
    Any accessories or tools supplied with the car
    Replacement locks where keys have been stolen and the theft reported to police
    Driving your car for voluntary or charitable work, provided you don’t receive a fixed regular payment by the organisation
    Travel to and from your normal workplace.

    What’s not covered by your policy
    Your excess (amount payable by you)

    This is usually £100 but may vary depending on the age and experience of the driver. Details are given in your agreement and in your insurance policy document. If your car needs to be repaired you must pay the excess for each individual incident before the repair starts.

    A £50 excess will apply if you need to have your windscreen replaced, rather than repaired. In most cases you will be expected to pay the excess before your windscreen is replaced.

    Things can be read and twisted to suit and most companies will try it on, my simple but humble opinion is don’t pay for any broken or repaired Glass but expect to pay £50 for a replacement Windscreen and as a simple man I believe there is only one Windscreen @chrisk my lawyer comment was not implying I’m a lawyer it was a figure to speech to pin point there is only 1 Windscreen, I wasn’t aware we had lawyers in this country.

    I apologise if my comments have been misconstrued I was merely trying to confirm the OP’s question YES Side windows Are Still Nil